Best Credit Cards for Travel in India 2025 – Rewards, Lounge Access, and More

Choosing the right travel credit card can transform the way you experience travel. For Indian travellers, several credit cards offer exceptional travel benefits. The PayCred Travel Card stands out with its reward structure — earn points on every travel booking made through the platform, redeemable for flights, hotels, and even bill payments. The card also offers complimentary airport lounge access at major domestic and international airports.

HDFC Regalia and Regalia Gold are popular choices among frequent travellers. These cards offer milestone benefits, accelerated rewards on travel spends, and lounge access. Axis Vistara Infinite is ideal for those who fly Vistara frequently, offering complimentary business class tickets on meeting spending milestones. The card also provides priority check-in, extra baggage allowance, and Vistara lounge access.

For international travellers, the American Express Platinum Travel Card offers exceptional value with companion flight tickets, hotel credits, and international lounge access through Priority Pass. The Citibank (now Axis) PremierMiles card earns miles that can be transferred to multiple airline loyalty programmes, giving flexibility in how you redeem your rewards.

When choosing a travel credit card, consider your travel frequency, preferred airlines, and the types of benefits you value most. Look beyond the annual fee — calculate the value of benefits you will actually use. PayCred helps you compare travel credit cards and apply for the one that best matches your travel style. Use your travel card for all bookings and earn rewards that fund your next trip.