PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Never miss a credit card due date again. Settle bills across HDFC, ICICI, SBI, Axis, Kotak, and 20+ banks in under 60 seconds with instant confirmation receipts.
Select your bank to initiate quick payment with automatic bill fetch.
Why thousands of cardholders choose PayCred for credit card payments.
| Feature / Capability | ⚡ PayCred Instant | Traditional Net Banking |
|---|---|---|
| Settlement Speed | Instant to 15 Mins | 2 to 3 Business Days Delay |
| Multi-Bank Support | All 20+ Indian Banks in 1 Place | Only Same-Bank Accounts |
| Payment Modes | UPI, Debit Cards, NetBanking | NetBanking Login Only |
| Due Date Late Fee Safety | Real-time BBPS Receipt Protection | High Late Fee Risk on Cutoffs |
| Cashback & Reward Coins | Earn PayCred Coins on Every Bill | Zero Extra Rewards |
Quick, intuitive, and takes less than 60 seconds.
Pick your credit card issuer (HDFC, SBI, ICICI, Axis, Kotak, etc.) from our list.
Provide your last 4 card digits and mobile number to pull your live bill due amount.
Pay smoothly via UPI (GPay, PhonePe, Paytm, Cred), Debit Card, or Net Banking.
Receive your official BBPS timestamped digital receipt and earn platform reward coins.
Card details are securely tokenized. We never store your CVV or PIN.
Prompt reversal or 2–24h bank refund if a biller rejects a transaction.
Get timestamped digital receipts valid for IT claims & accounting.
Direct WhatsApp assistance (+91 83560 14390 - WhatsApp only).
Operated by HINDUSTAN MFG • GSTIN: 27BZWPK3501Q1ZM • Registered in Mumbai, Maharashtra, India.
Real feedback from verified users paying HDFC, ICICI, SBI, and Axis credit card bills on PayCred
“Cleared my HDFC card bill on the exact due date. Got an instant BBPS receipt on WhatsApp within 30 seconds and earned reward coins. Zero late fee stress!”
“Found the lowest flight fare on PayCred compared to other apps. E-ticket and PNR were confirmed immediately. Extremely clean checkout process.”
“Paid my son’s quarterly school fees using my ICICI credit card. The official school fee receipt was generated on the spot. Safe, verified and reliable.”
“Bill fetched automatically with consumer number. Paid in 1-click via UPI. Payment was acknowledged by the electricity board in minutes.”
Everything you need to know about online credit card bill payments.
Yes! PayCred seamlessly supports paying any bank credit card bill using your RuPay, Visa, or Mastercard Debit Card. You can also pay via UPI (Google Pay, PhonePe, Paytm, BHIM) and Net Banking with instant ledger updates.
Payments made through PayCred BBPS are confirmed instantly with real-time settlement acknowledgement. While most major banks (HDFC, ICICI, SBI, Axis) reflect the payment within minutes, some card issuers update account balances within standard banking clearing windows.
We support all major Indian credit card issuers including HDFC Bank, SBI Card, ICICI Bank, Axis Bank, Kotak Mahindra, RBL Bank, IndusInd Bank, Yes Bank, American Express (Amex), Standard Chartered, AU Small Finance Bank, HSBC, and Federal Bank.
Yes! PayCred generates an official timestamped BBPS digital receipt at the exact second your transaction succeeds. This official timestamp proves timely payment and protects you against unjustified late payment charges.
Yes! PayCred supports Amex card bill settlements across all variants with instant confirmation and verifiable reference numbers.
You can pay using UPI (Google Pay, PhonePe, Paytm, BHIM, Cred), RuPay / Visa / Mastercard Debit Cards, and Net Banking across 50+ Indian banks with 256-bit SSL encryption.
No. PayCred adheres to 100% transparent pricing with zero surprise charges. All convenience and gateway fees are shown upfront before payment confirmation.
Pay in seconds, avoid late fee penalties, and enjoy instant bank confirmation.
Pay Credit Card Bill OnlineYes! Every successful bill payment earns PayCred Reward Coins that can be redeemed for airline flight discounts, digital vouchers, and platform perks.