PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
PayCred is a flagship digital travel and financial technology portal owned and operated by HINDUSTAN MFG (GSTIN: 27BZWPK3501Q1ZM, Udyam: UDYAM-MH-18-0250589), a registered commercial enterprise based in Mumbai, India.
Live status of services enabled on the PayCred platform in compliance with declared Lines of Business (LOB).
Domestic & International flight searches across 200+ airlines with instant e-ticket issuance and zero hidden fees.
Direct fee payments for schools, universities, and coaching institutes using credit cards with instant 80C receipts.
Bharat BillPay (BBPS) compliant bill settlement for electricity, water, piped gas, LPG, and broadband.
Instant prepaid/postpaid mobile recharges, DTH top-ups, and FASTag toll payments.
Encrypted credit card bill clearance and financial management for all major Indian banks.
Professional bespoke software engineering, web apps, mobile apps (iOS & Android), and digital transformation solutions.
PayCred operates an end-to-end flight booking engine integrated with global airline reservation systems. We facilitate seamless domestic and international flight bookings across major carriers including IndiGo, Air India, SpiceJet, Vistara, Akasa Air, Emirates, Singapore Airlines, Qatar Airways, and more.
Real-time schedule and fare comparison across domestic & international routes.
Instant PNR generation with ticket delivery on WhatsApp & Email within seconds.
Leverage credit card reward points, air miles, and interest-free billing periods.
Dedicated passenger support for seat selection, meal preferences, and rescheduling.
To provide Indian consumers and businesses with an intuitive, transparent, and high-speed digital booking and payment portal. We aim to eliminate friction in flight ticketing, education payments, and monthly utilities by enabling secure credit card transactions, transparent pricing, and instant automated digital delivery.
To build India's most reliable multimodal digital utility platform — seamlessly combining airline travel booking, BBPS utility settlements, institutional fee processing, and modern enterprise software engineering under a secure, 100% RBI-compliant infrastructure.
Simple, transparent, and regulated processing for flight bookings and digital payments.
Search domestic/international flights with live fare comparison, or choose an active utility/education payment service.
Provide passenger travel details with identity validation, or enter verified institutional/biller account details.
Pay securely via Credit Card, NetBanking, or UPI through RBI-authorized, PCI-DSS compliant Payment Aggregators.
Instant PNR confirmation, electronic e-ticket sent via WhatsApp/Email, and downloadable GST tax invoice.
Bespoke Digital Engineering & Application Development
In addition to our consumer-facing travel portal, HINDUSTAN MFG actively provides commercial software design, custom web and mobile app development, and digital engineering services to startups, SMBs, and enterprises:
Prospective clients interested in developing custom web, mobile, or enterprise software can review our pre-architected solution tiers or submit a custom RFP. Our technical engineering team provides structured milestone agreements with SLA delivery.
Explore Software Packages & Pricing →Built from the ground up for bank-grade security and full RBI compliance.
All card transactions are processed via PCI-DSS certified payment aggregator infrastructure with HSM tokenization.
Bank-grade SSL/TLS encryption enforced on all endpoints and web pages via cloud edge networks.
User data handling follows the Digital Personal Data Protection Act, 2023. Zero third-party data selling.
Card processing is routed through licensed, RBI-authorized Payment Aggregators with nodal escrow settlement.
All ticketing and service fees include clear 18% GST breakdown. Official tax invoices generated for every transaction.
Full compliance with RBI CoFT mandate — raw card credentials are never stored on our servers.
PayCred is a technology platform and online travel portal operated by HINDUSTAN MFG. All card payments, UPI collections, and net banking transactions are processed securely through licensed Payment Aggregator (PA) partners holding valid RBI authorizations and PCI-DSS Level 1 certifications. PayCred does not store or process raw payment card numbers.
All customer settlements and merchant payouts are conducted strictly through designated escrow accounts maintained by regulated banking partners in compliance with Reserve Bank of India (RBI) guidelines.
Ready to experience seamless online flight bookings and digital utility payments?