Question 1

Which bills can I pay on PayCred?

Accepted Answer

You can pay electricity, water, gas, broadband, mobile postpaid and DTH bills, plus FASTag recharge, insurance premiums, credit card bills, loan EMIs, education fees and more — all in one place.

Question 2

Can I use my credit card to pay bills?

Accepted Answer

Yes. Utility and other bill payments accept credit cards, debit cards, UPI and net banking through our secure payment gateway. Education fee payments follow the PayCred credit card requirement.

Question 3

How fast is payment confirmation?

Accepted Answer

Payments are confirmed instantly. The biller or operator reflects the payment on your account within a few minutes to a few hours depending on their system.

Question 4

Will I get a receipt after payment?

Accepted Answer

Yes, you receive an instant payment confirmation and digital receipt via email and SMS after every successful transaction.

Question 5

Can I save billers for faster payments?

Accepted Answer

Yes. Save a biller while paying and pay their bills again in a single tap from the Quick Pay and My Bills sections.

Question 6

Is paying bills online on PayCred safe?

Accepted Answer

All payments are processed through PCI-DSS compliant infrastructure with 256-bit SSL encryption. Payment status always comes from our payment gateway and backend — never hard-coded.

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