PayCred, owned and operated by HINDUSTAN MFG (GSTIN: 27BZWPK3501Q1ZM), is an online digital technology and service platform. We specialize in Online Flight Bookings, Custom Software Development Services, and Digital Payment Solutions.
Since all our products and services are purely electronic and digital in nature, no physical goods are shipped or delivered via courier/postal services. All confirmations, e-tickets, service deliverables, and invoices are delivered electronically.
2. Utility Bill & BBPS Recharge Delivery Timelines
Upon successful payment authorization for electricity, gas, water, mobile, DTH, or Fastag:
Instant Operator Processing: Recharge requests and bill payments are routed immediately through Bharat BillPay (BBPS) and official operator channels within 10 to 60 seconds.
Digital Confirmation & SMS: An instant confirmation containing the Operator Reference ID, BBPS Transaction ID, and digital receipt is issued on screen and sent via SMS/Email.
3. Education & Tuition Fee Receipt Delivery
For school, college, tuition, and coaching fee payments:
Instant Tax & HRA Receipt: A digitally signed, GST-compliant receipt containing Student ID, Institute Details, Fee Headings, and Bank UTR is generated instantly upon payment confirmation.
Settlement Notification: Payout settlement confirmation with bank UTR number is delivered to your registered email/phone within 24 hours of bank settlement.
4. Flight Booking E-Ticket Delivery Timelines
Upon successful payment authorization for any domestic or international flight booking:
Instant Digital Confirmation: A verified electronic ticket (E-Ticket) containing your Airline PNR, passenger itinerary, baggage allowance, and flight details is generated instantly.
Email & SMS Dispatch: The electronic ticket and tax invoice are automatically dispatched to your registered email address and mobile number within 5 to 15 minutes of payment confirmation.
Dashboard Access: You can download or print your confirmed e-ticket at any time from the My Bookings / Transactions section of your PayCred account.
5. Custom Software Services Delivery
For custom software engineering, website development, mobile application builds, or enterprise digital solutions:
Project Kickoff & Milestone Plan: After initial consultation and invoice settlement, project milestones and development roadmaps are delivered electronically within 24 to 48 hours.
Deliverable Handover: Source code repositories, staging links, deployment credentials, and final build artifacts are delivered securely via Git repositories or encrypted cloud channels according to agreed project timelines (typically 1 to 4 weeks).
4. Invoices & Digital Receipts
Instant PDF Invoices: GST-compliant tax invoices are generated automatically for every confirmed transaction and can be downloaded instantly from your profile.
Email Delivery: A copy of the receipt with payment reference and transaction ID is dispatched immediately to your email address.
5. Assistance with Delayed Delivery
If you have completed a payment and have not received your electronic ticket or confirmation email within 30 minutes (due to network delays or email filtering):
Please check your email spam/junk folder.
Log in to your account and navigate to My Bookings to view or re-download your confirmed itinerary.
Contact our 24/7 customer support desk with your Transaction ID, and we will manually re-send your ticket within minutes.
6. Customer Support & Help Desk
Operating Entity: HINDUSTAN MFG (trading as PayCred)
