PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Select your fee amount and preferred settlement mode · Instant penny drop verification
Funds are verified & settled securely via bank rails
Permitted Purpose: PayCred (operated by HINDUSTAN MFG, GSTIN: 27BZWPK3501Q1ZM) provides domestic payment enablement in Indian Rupees (INR) exclusively for recognized schools, colleges, universities, and coaching institutes operating within the Republic of India.
Prohibition of Cross-Border Transactions: In accordance with Reserve Bank of India (RBI) Payment Aggregator Master Directions and FEMA guidelines, this platform strictly prohibits and does not facilitate cross-border remittances, foreign currency education payments, or tuition transfers to overseas universities abroad under the Liberalised Remittance Scheme (LRS). Peer-to-peer money transfers, self-transfers, and credit card cash advances are strictly prohibited.
Experience seamless, transparent, and rewarding education fee management designed for Indian families and students.
Pay anytime from anywhere. Skip banking queues and cumbersome cheque deposits with instant digital processing.
Protected by 256-bit SSL encryption and processed via PCI-DSS Level 1 compliant gateway partners with bank-grade security.
Use Visa, Mastercard, RuPay, or American Express credit cards, UPI handles, debit cards, or net banking across 50+ banks.
PayCred is built to serve every stakeholder in India's education ecosystem with tailored payment convenience.
Pay quarterly, half-yearly, or annual tuition and activity fees for CBSE, ICSE, and state board schools.
Manage semester tuition, lab fees, examination charges, and hostel fees without campus banking delays.
Settle fees for IIT-JEE, NEET, UPSC, CA, and civil services coaching institutes with card reward perks.
Pay for executive MBAs, university degree programs, and recognized vocational skill certifications in India.
Only authentic, supported payment channels connected directly to verified institutional bank accounts.
Full coverage for primary, secondary, and senior secondary schools across India.
Higher education fee settlement for undergraduate, postgraduate, and professional colleges.
Complete your payment in under 3 minutes with these simple steps.
Provide the student name, enrollment ID, and the recipient institution's bank account number and IFSC code.
Enter the exact fee amount. PayCred performs an automated penny-drop verification to ensure the beneficiary bank account name matches the school/institute.
Choose your credit card (Visa, Mastercard, RuPay, Amex), UPI, or Net Banking. Authenticate securely via bank OTP.
Instantly receive your official payment confirmation and tax receipt via email and SMS. Track settlement directly in your dashboard.
Card details are securely tokenized. We never store your CVV or PIN.
Prompt reversal or 2–24h bank refund if a biller rejects a transaction.
Get timestamped digital receipts valid for IT claims & accounting.
Direct WhatsApp assistance (+91 83560 14390 - WhatsApp only).
Operated by HINDUSTAN MFG • GSTIN: 27BZWPK3501Q1ZM • Registered in Mumbai, Maharashtra, India.
Real experiences from verified users who pay education fees through PayCred
“Cleared my HDFC card bill on the exact due date. Got an instant BBPS receipt on WhatsApp within 30 seconds and earned reward coins. Zero late fee stress!”
“Found the lowest flight fare on PayCred compared to other apps. E-ticket and PNR were confirmed immediately. Extremely clean checkout process.”
“Paid my son’s quarterly school fees using my ICICI credit card. The official school fee receipt was generated on the spot. Safe, verified and reliable.”
“Bill fetched automatically with consumer number. Paid in 1-click via UPI. Payment was acknowledged by the electricity board in minutes.”
Everything you need to know about paying tuition fees through PayCred.
Enter the student and educational institution details (official institution fee account/UPI ID in India), specify the fee amount, choose your payment method (Credit Card, UPI, Debit Card, or Net Banking), and authorize the transaction. You receive an instant digital receipt immediately upon successful payment.
No. In strict accordance with Reserve Bank of India (RBI) Payment Aggregator Master Directions and the Foreign Exchange Management Act (FEMA), PayCred is strictly a domestic payment platform. All fee collections and settlements are conducted in Indian Rupees (INR) exclusively to recognized educational institutions situated within the territory of India. We do not support cross-border educational remittances, foreign exchange card payments, or overseas student tuition transfers under the Liberalised Remittance Scheme (LRS).
Yes! PayCred allows direct fee payments to verified coaching institutes across India. Simply enter the institute account details to complete your fee payment securely and receive an authorized fee receipt.
Explore specialized fee payment options and in-depth educational guides
Maximize rewards and 45-day interest-free cycles.
CBSE, ICSE and State Board school payments.
Semester tuition, university fees and EMIs.
All-in-one institutional payment gateway directory.
Receive instant GST-compliant payment receipts with institution details for school accounting and Section 80C tax filing.
Monitor real-time settlement status, UTR numbers, and complete past transaction history in your dedicated customer dashboard.
Zero hidden charges or surprise markups. View full fee calculations and GST before confirming your payment.
Tuition payments for competitive test preparation and professional certification academies.
Yes. PayCred supports all major credit cards issued by RBI-regulated Indian banks including Visa, Mastercard, RuPay, and American Express (Amex). Paying domestic tuition fees with your credit card allows you to take advantage of up to 45 days interest-free credit cycle.
Yes. Every successful transaction generates a GST-compliant digital payment receipt with unique transaction reference, date, and institute details that can be submitted for Section 80C income tax deduction verification.
Before charging your card, PayCred performs an automated penny drop bank verification to confirm the institution beneficiary account title and active status. This guarantees your fee payment reaches the intended institution safely.
Settlements are processed via NEFT/RTGS/IMPS banking rails to the verified institution. Priority settlements are delivered same-day, and standard settlements complete within 1-2 banking business days.
Yes! After completing your fee payment using a credit card, you can convert the transaction into 3, 6, 9, 12, or 24-month easy EMIs directly via your issuing bank’s mobile app or net banking.
Absolutely. PayCred utilizes 256-bit SSL encryption, adheres strictly to RBI payment regulatory guidelines, and routes all transactions through PCI-DSS Level 1 certified payment gateway partners.