Question 1

How does PayCred fetch my credit card bill?

Accepted Answer

PayCred connects directly to official NPCI Bharat BillPay (BBPS) banking endpoints via licensed payment providers. When you add your card, we securely query your card issuer for the latest verified statement amount and due date.

Question 2

Is my credit card information secure on PayCred?

Accepted Answer

Yes, 100%. PayCred strictly complies with RBI Card Tokenization and PCI-DSS security guidelines. We NEVER store your full credit card number, CVV, PIN, or OTP. We only retain provider-safe tokens and masked card numbers (e.g. •••• 1234).

Question 3

Can I pay custom amounts or only the total bill?

Accepted Answer

You can choose between Total Amount Due, Minimum Amount Due, or enter any custom amount allowed by your card issuer.

Question 4

Which payment methods are accepted for credit card bill payments?

Accepted Answer

As per RBI guidelines, credit card bills can be paid via UPI (Google Pay, PhonePe, Paytm, BHIM), Debit Cards (RuPay, Visa, Mastercard), and Net Banking across 50+ Indian banks.

My Credit Cards & Bill Payment

Tokenized Vault & PCI-DSS Gateway

Automated Refund Policy

BBPS & GST Invoices

Real Human Support