Cookie Policy
Last Updated: June 30, 2026
1. What are Cookies?
Cookies are small text files stored on your computer or mobile device when you access websites. They are widely used to make web apps function, remember your login state, measure performance, and keep transactions secure.
At PayCred, we align our cookie collection practices with privacy guidelines including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and India's Digital Personal Data Protection (DPDPA) Act 2023.
2. How We Categorize Cookies
We separate our cookies into distinct categories. You can opt out of any non-essential categories at any time.
Essential Cookies (Strictly Necessary)Always Active
These cookies are vital to authenticate users, manage secure login sessions, and prevent cross-site request forgery (CSRF) attacks.
Analytics & Performance Cookies
We use performance tracking (Google Analytics and Microsoft Clarity) to record visitor metrics, check load velocities, and optimize our payment checkout experience. These are only loaded with your consent.
Marketing & Ad Cookies
Used to track marketing campaigns, affiliate references, and customized promotional ads. We do not load marketing trackers unless you explicitly accept marketing consent.
3. Manage Consent Preferences
You can adjust or revoke your cookie choices at any time. Clicking the button below will immediately open the preference banner where you can enable or disable categories.
4. Contact & Support
If you have any questions regarding our Cookie Policy, user data protection, or DPDPA compliance, please contact our Grievance Officer:
HINDUSTAN MFG (trading as PayCred)
Email: support@paycred.tech
Address: HINDUSTAN MFG, Devi Dayal Compound, Kanjurmarg East, Mumbai, MH - 400042