PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Unify and optimize your supplier accounts. PayCred Vendor Payments allow businesses to pay suppliers and distributors using corporate credit cards, even if the vendor only accepts bank transfers. This shifts immediate cash outlays to your credit card billing cycle, giving you up to 45 days of interest-free capital to fund inventory, operations, and growth.
Settle vendor bills on time with credit cards while keeping cash in your bank account.
Sync payments and invoices directly into your accounting systems to eliminate data entry errors.
Get early payment discounts from vendors by paying them instantly via credit card pipelines.
Settle thousands of vendor bills under a single credit card payment statement.
Upload invoices to extract supplier details, GST numbers, and payment amounts automatically.
Configure automatic future settlements to ensure invoices are paid exactly on the due date.
Store vendor GST details, TDS calculations, and transaction records for tax compliance.
Allow suppliers to track payment status, invoice histories, and download payment receipts.
| Billing Metric | PayCred Vendor Payments | Direct Bank Transfers |
|---|---|---|
| Funding Source | Corporate Credit Card | Bank Cash Balance |
| Cash Cycle Benefit | Up to 45 Days Interest-Free | None |
| Early Payment Discount | Easy to claim | Requires immediate cash reserves |
| Invoice Management | Integrated OCR & Dashboard | Manual file filing |
Pay raw material suppliers on time to avoid production delays, using credit cards to fund purchase orders.
Settle large monthly digital marketing invoices with cards.
Fund seasonal inventory restocking cycles with your corporate card limits.
You pay with your credit card, and we settle the funds directly into your vendor's verified bank account via IMPS/NEFT/RTGS.
Yes. You only need their bank account number and IFSC code. They do not need to register on our platform.
Yes. You can input applicable TDS rates during checkout, and we will split and log the calculations for your records.