Enterprise QR Code Payments
Modernize in-store checkouts and online payments. PayCred QR Payments offer static and dynamic QR code solutions compatible with all major UPI apps (BHIM, Google Pay, PhonePe, Paytm, Cred). By displaying dynamically generated QR codes at checkout, you can capture instant bank-to-bank UPI payments with zero friction and immediate payment confirmations.
Why Choose PayCred Enterprise QR Code Payments?
Zero Setup Cost
Deploy digital QR codes on screen or print static QR standees without purchasing hardware.
Instant Confirmation
Receive immediate SMS, email, or webhook notifications for successful QR scans.
Direct Bank Settlements
Funds clear directly into your business bank account, avoiding intermediate wallets.
Zero MDR processing
Process payments via standard UPI QR codes at zero charge, per regulatory norms.
Product Capabilities & Features
Dynamic QR API
Generate QR codes containing specific payment amounts to prevent customer errors.
Multi-App Compatibility
Works with any UPI app in India, ensuring no customer is excluded.
Reconciliation Logs
Separate logs mapping each QR code scan to a specific transaction or user profile.
Secure UPI ID Protection
Masks your primary banking UPI IDs from public exposure during QR generation.
Standard Comparison
| Payment Aspect | PayCred QR Solution | Traditional Card POS |
|---|---|---|
| Hardware Investment | ₹0 (Digital / Print) | ₹5,000 - ₹15,000 + Monthly Rental |
| MDR Fees | 0% (For UPI) | 1.5% - 2.5% per swipe |
| Ease of Use | Scan & Enter PIN | Insert/Swipe Card + Enter PIN |
| Settlement Speed | Instant / Real-time | T+1 or T+2 Days |
Target Use Cases & Industries
Retail Stores
Display dynamic amounts on tablet checkout screens for customers to scan and pay.
Delivery Collections
Enable delivery agents to collect COD amounts on-the-spot using dynamic mobile QRs.
Billing Kiosks
Print QR codes directly on invoices and receipts for self-checkout.
Industries Served:
Frequently Asked Questions
Q.What is the difference between static and dynamic QR codes?
A static QR code is permanent and requires the customer to manually enter the payment amount. A dynamic QR code has the transaction amount pre-filled, so the customer only has to enter their UPI PIN.
Q.Is there a processing charge for UPI QR payments?
Under current regulatory guidelines in India, standard UPI QR transactions are processed at 0% MDR for merchants.
Q.How do I download my store QR code?
You can download and print your static store QR standee directly from the Dashboard Settings.