PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Modernize in-store checkouts and online payments. PayCred QR Payments offer static and dynamic QR code solutions compatible with all major UPI apps (BHIM, Google Pay, PhonePe, Paytm, Cred). By displaying dynamically generated QR codes at checkout, you can capture instant bank-to-bank UPI payments with zero friction and immediate payment confirmations.
Deploy digital QR codes on screen or print static QR standees without purchasing hardware.
Receive immediate SMS, email, or webhook notifications for successful QR scans.
Funds clear directly into your business bank account, avoiding intermediate wallets.
Process payments via standard UPI QR codes at zero charge, per regulatory norms.
Generate QR codes containing specific payment amounts to prevent customer errors.
Works with any UPI app in India, ensuring no customer is excluded.
Separate logs mapping each QR code scan to a specific transaction or user profile.
Masks your primary banking UPI IDs from public exposure during QR generation.
| Payment Aspect | PayCred QR Solution | Traditional Card POS |
|---|---|---|
| Hardware Investment | ₹0 (Digital / Print) | ₹5,000 - ₹15,000 + Monthly Rental |
| MDR Fees | 0% (For UPI) | 1.5% - 2.5% per swipe |
| Ease of Use | Scan & Enter PIN | Insert/Swipe Card + Enter PIN |
| Settlement Speed | Instant / Real-time | T+1 or T+2 Days |
Display dynamic amounts on tablet checkout screens for customers to scan and pay.
Enable delivery agents to collect COD amounts on-the-spot using dynamic mobile QRs.
Print QR codes directly on invoices and receipts for self-checkout.
A static QR code is permanent and requires the customer to manually enter the payment amount. A dynamic QR code has the transaction amount pre-filled, so the customer only has to enter their UPI PIN.
Under current regulatory guidelines in India, standard UPI QR transactions are processed at 0% MDR for merchants.
You can download and print your static store QR standee directly from the Dashboard Settings.