PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Managing outbound cash flow can be complex. PayCred Payout Solutions automate business disbursements. Settle contractor invoices, disburse employee salaries, execute customer refunds, or make supplier payments 24/7/365. Connect via simple APIs or upload bulk Excel files to execute payments to bank accounts or UPI IDs in seconds.
Execute payouts via IMPS and UPI in real-time, even on weekends and bank holidays.
Automatically verify receiver bank accounts and names before sending money to prevent failures.
Initiate bulk payouts via direct API endpoints or simple dashboard file uploads.
Low, flat fees per payout, with zero volume commitments.
Disburse money to thousands of receivers using a single CSV/Excel file.
Runs verification checks (penny-drop validation) to confirm the recipient name matches their bank records.
Queue low-priority payouts (e.g. salaries) and execute immediate high-priority payouts (e.g. vendor settlements) first.
Enable manager-level maker/checker workflows to approve corporate payouts.
| Payout Metric | PayCred Payouts | Traditional Net Banking |
|---|---|---|
| Bulk Processing Speed | Thousands per minute | Manual one-by-one entries |
| Availability | 24/7/365 (including bank holidays) | Limited by bank server hours |
| Account Validation | Integrated before disbursement | Manual verification required |
| API Integration | Available with SDKs | Rarely provided / complex setup |
Automate monthly payroll for full-time employees and hourly contractors.
Process instant checkout refunds back to the customer's bank account.
Pay vendors and supply chain partners directly as inventory targets are met.
We run a "penny drop" test by depositing ₹1 in the destination account. The bank responds with the account status and the holder's registered name to ensure payout accuracy.
We support IMPS, NEFT, RTGS, and UPI payouts across all major banks in India.
Yes. You can schedule payouts to run at specific dates and times via our Dashboard or API scheduler.