PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
PayCred offers a next-generation payment gateway designed to streamline checkout conversions and secure online transactions. Engineered for high-throughput and minimal latency, our gateway supports all major payment channels including credit cards, debit cards, net banking, UPI, and digital wallets. With built-in smart routing, advanced fraud detection, and instant settlement integrations, it represents the ideal foundation for scaling e-commerce, SaaS, and digital utility platforms in India.
Our smart routing engine dynamically routes transactions through the highest-performing banking channels to minimize drops.
Secure card vaulting and tokenization ensure the highest grade of data protection and compliance for your customers.
Accelerate your working capital cycles with fast settlements directly into your verified business bank accounts.
Accept Visa, Mastercard, RuPay, American Express, and Diners Club credit/debit cards seamlessly.
Automatically detects banking downtime and reroutes payments to ensure continuous uptime.
Tokenize cards safely to offer repeat customers a fast, friction-free payment experience.
Track transactions, refunds, chargebacks, and analytics in a single real-time console.
Integrate in hours with lightweight libraries for web, Android, iOS, and hybrid frameworks.
| Feature | PayCred Gateway | Traditional Gateways |
|---|---|---|
| Average Uptime | 99.97% | 98.5% |
| Dynamic Routing | Yes (Instant) | No / Manual |
| Onboarding Time | Digital & Fast | Slow / Manual Verification |
| UPI Success Rate | >95% | 85% - 90% |
Reduce cart abandonment with a secure, single-page checkout optimized for mobile users.
Power global and local subscription payments with automated card-on-file tokenization.
Collect school fees, and utilities securely at low processing rates.
A payment gateway is a secure software interface that authorizes and processes credit/debit cards, UPI, and bank payments for online merchants. It acts as the secure bridge between the customer, the merchant, and the processing bank.
Yes. PayCred operates in alignment with PCI-DSS standards. Card details are processed via secure, tokenized gateway pipelines to prevent sensitive data leaks.
Standard settlements are processed on a T+2 business days cycle. Instant or same-day settlements are available for eligible high-volume merchants subject to risk assessment.
We support all major domestic and international networks including Visa, Mastercard, RuPay, Diners Club, and American Express.