PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Accelerate your collections. PayCred Payment Collection tools automate your accounts receivable. Send automated invoices, follow up with smart payment links, set up scheduled e-mandates, and track payouts. Reduce outstanding collections and eliminate manual payment tracking with real-time status updates.
Reduce Days Sales Outstanding (DSO) by offering clients convenient credit card and UPI payment portals.
Dispatch payment link notifications via SMS and WhatsApp automatically before invoice deadlines.
Match customer payments to specific invoices instantly using unique virtual bank accounts.
Deploy customized, self-service payment portals where clients can view outstanding balances and settle bills.
Receive payments via NEFT/IMPS on dedicated virtual account numbers for instant reconciliation.
Create professional, GST-compliant invoices with embedded payment links.
Track ageing invoices, customer payment patterns, and cash flow projections on interactive charts.
Allow corporate clients to combine and pay multiple outstanding bills in a single transaction.
| Collection Aspect | PayCred Collection | Manual Accounts Receivable |
|---|---|---|
| Average Collection Delay | Minimized by 35% | Highly Unpredictable |
| Reconciliation Effort | Automated (Instant) | Manual Ledger Matching (Hours) |
| Payment Convenience | Cards, UPI, Bank Transfer | Cheque / Manual Bank Wire |
| Follow-ups | Automated SMS/WhatsApp | Manual Phone Calls & Emails |
Collect payments from distributors using unique virtual bank accounts for automatic matching.
Collect monthly membership fees from hundreds of members with automated reminder flows.
Enable parents to settle school fees online via secure payment links.
We assign a unique virtual bank account number to each client. When they pay via IMPS, NEFT, or RTGS, the payment is matched to their record instantly.
Yes. You can collect payments in global currencies (USD, EUR, GBP) via wire transfer or international cards, which settle in INR.
Pricing is transactional. You pay a small fee per collection, depending on the payment method used (UPI, cards, or bank transfer).