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Enterprise Fintech Products

Comprehensive Online Payment Solutions

The digital economy requires flexible financial infrastructure. PayCred Online Payment Solutions bring together merchant acquiring, payment links, billing automation, and secure payout channels into a single, cohesive platform. Built on modern API standards, our solutions remove the complexity of financial compliance, transaction security, and banking uptime, letting you focus entirely on scaling your core product offerings.

Why Choose PayCred Comprehensive Online Payment Solutions?

Scalable Architecture

Built on robust microservices to scale seamlessly during flash sales and traffic spikes.

Advanced Fraud Shielding

Identify and block suspicious transactions with AI-driven risk evaluation filters.

Unified Data Reporting

Analyze transaction histories, conversions, refunds, and customer profiles in one view.

Multi-Currency Settlement

Accept global payments and settle in INR with automatic compliance handling.

Product Capabilities & Features

Subscription Auto-Debit

Establish recurring payments with RBI e-mandate compliant standing instructions.

Custom API Integrations

Clean, RESTful APIs designed with sandbox environments for developer testing.

Payment Links

Generate and send professional payment links via SMS, WhatsApp, or Email instantly.

Smart Refund Handling

Process instant or standard customer refunds with automatic status updates.

Standard Comparison

Solution StandardPayCred PlatformTraditional Aggregators
Integration ModelAPI / Webhook FirstHeavy / Outdated SDKs
Fraud DetectionAI Real-Time ShieldStatic Rule Sheets
International SupportSupported (100+ Currencies)Requires Separate Approval
Account DashboardInteractive AnalyticsBasic Tabular Logs

Target Use Cases & Industries

SaaS & Subscription Apps

Collect monthly or annual software fees with automated invoice dispatch.

E-commerce Marketplaces

Split payments dynamically between multiple sellers and platforms at checkout.

Gig Economy Platforms

Collect customer payments and pay out freelancers on the same platform.

Industries Served:

Software & SaaSMarketplacesE-commerceEdtechGig Economy

Frequently Asked Questions

Q.Does PayCred support international payments?

Yes, you can accept payments in major global currencies (USD, EUR, GBP, SGD, etc.) and receive settlements in INR.

Q.How does the fraud prevention system work?

Our fraud engine analyzes hundreds of data points (device fingerprinting, IP location, transaction velocity, behavior) to flag and block risky transactions before processing.

Q.Is there a setup fee?

No, signup and standard API integration are free. You only pay a small fee per successful transaction.

PayCred Logo
PayCredSecure Utility Payments

PayCred is a secure online fintech utility platform that helps commercial and residential tenants pay fee, tuition fees, and vendor bills online using credit cards. Settle directly into bank accounts via compliant IMPS pipelines.

PCI DSS Compliant

Corporate Entity & Contact

HINDUSTAN MFG (trading as PayCred)

GSTIN27BZWPK3501Q1ZM
Settlement BankBharat Co-op Bank

Email: support@paycred.tech

Phone: +91 83560 14390

Udyam No: UDYAM-MH-18-0250589

Address: HINDUSTAN MFG, Devi Dayal Compound, Kanjurmarg East, Mumbai, MH - 400042

SSL Secured PCI DSS (via Gateway) DPDPA 2023 Aligned Udyam Certified

© 2026 HINDUSTAN MFG (trading as PayCred). All rights reserved.

Disclaimer: PayCred is a custom software development company and utility payment platform — not a payment aggregator. Payment processing is handled by our licensed gateway partner. Self-payment to your own account or matching PANs is prohibited under AML policies. Credit card settlements are subject to your bank's card agreement and applicable regulations.