PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Provide your customers with the freedom to pay how they want. PayCred Merchant Payments deliver high-speed, secure transaction processing for modern merchants. Whether you run a high-traffic e-commerce store, a subscription platform, or a physical outlet, our terminal and API integrations guarantee fast, compliant payment paths that boost conversions and protect your revenue from chargebacks.
Direct banking integrations minimize connection timeouts and optimize payment success rates.
Benefit from industry-competitive Merchant Discount Rates with zero hidden processing fees.
Synchronize payments across your website, mobile app, and physical checkout desks.
Easy setup for virtual point-of-sale terminals to collect remote card payments.
Offer customers quick, single-tap UPI app redirection for mobile transactions.
Resolve transaction disputes easily with automated documentation upload pipelines.
Monitor transaction flows and scheduled payout cycles in real-time.
Theme and customize the payment widget to match your brand design.
| Processing Criteria | PayCred Merchant | Standard PSPs |
|---|---|---|
| MDR Fees | Lowest Custom Tier | Standard / Static Rates |
| Onboarding Time | Under 24 Hours | 3 to 5 Business Days |
| Multi-Bank Routing | Active | Passive / Static |
| Support Availability | Dedicated Manager | Ticket-only Queue |
Accept micro-payments for downloads, video streams, and digital subscriptions.
Provide a smooth checkout with saved card capabilities and quick COD conversions.
Collect student fees online with automated installment tracking and instant receipts.
Sign up online, upload your business registration documents (GSTIN/PAN), specify your bank settlement account, and complete video KYC to activate merchant processing.
MDR (Merchant Discount Rate) is the fee charged to merchants for processing card and UPI payments. UPI transactions enjoy 0% MDR (under government rules), while card rates depend on the card network.
Yes. We provide native SDKs for Android, iOS, Flutter, React Native, and web frameworks.