PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Accelerate your fintech development cycles. PayCred FinTech Solutions provide compliant, secure infrastructure APIs for building modern financial applications. Settle client card charges, verify recipient bank accounts, manage dynamic KYC verification checks, and route payout rails instantly using our scalable core banking integrations.
Save months of regulatory work by utilizing our pre-integrated compliance and payment rails.
Our infrastructure scales seamlessly to support high transaction volumes.
Use exactly the APIs you need: select from payment links, virtual accounts, KYC, or payouts.
Protect your financial application with advanced tokenization and data shielding.
Issue virtual accounts and track card transactions using core banking APIs.
Verify customer PAN, Aadhaar, and bank accounts instantly during onboarding.
Connect lending pipelines to checkouts to offer deferred payment options.
Track funds across virtual ledgers and bank accounts automatically.
| Development Factor | PayCred FinTech Infrastructure | Custom In-House Banking Build |
|---|---|---|
| Time to Market | Under 2 Weeks | 6 to 12 Months |
| Initial Development Cost | Minimal transactional model | High upfront capital required |
| Compliance Management | Pre-integrated compliance rails | Complex bank-by-bank approvals |
| API Maintenance | Managed by PayCred developers | Requires dedicated engineering teams |
Launch consumer finance apps with savings and wallet features.
Disburse credit directly to borrower bank accounts and automate repayments via e-mandates.
Offer financing options directly on product purchase pages.
We provide payment rails and technology integrations. Regulatory licenses (like NBFC or banking licenses) depend on your business model.
Yes, you can manage user funds using virtual accounts and ledger APIs.
Standard integrations can launch within days using our sandboxed API endpoints.