PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
PayCred by HINDUSTAN MFG offers world-class custom software engineering and dedicated developer staff augmentation. From high-concurrency FinTech payment routing engines to cross-platform mobile apps (Flutter, React Native) and AI-driven automation, our senior engineering squads deliver production-grade software on time and on budget. Every project includes a signed mutual NDA, 100% IP & source code ownership, structured milestone payments, and a 30-day post-launch warranty.
Full Git repository, architecture diagrams, and documentation transferred directly to your organization upon project completion.
Validate your startup idea and go to market rapidly with our agile milestone-based sprint methodology.
Hire top 1% senior engineers starting at ₹85,000/mo ($1,200/mo) with daily standups and zero recruitment overhead.
Battle-tested experience in multi-gateway routing, BBPS, tokenization, UPI Intent, and PCI-DSS compliant ledgers.
Sub-second page loads, server-side rendering, and responsive modern user experiences.
Native performance on iOS and Android with Flutter and React Native.
Tenant isolation, automated subscription billing, and AWS/GCP cloud auto-scaling.
Custom LLM agents, RAG knowledge bases, and automated KYC/invoice document extraction.
| Feature | PayCred Engineering Squad | Freelancers / Traditional Agency |
|---|---|---|
| Delivery Speed | 3-4 Week MVP Sprint | 3-6 Months Unpredictable |
| IP & Code Ownership | 100% Direct Handover | Often Restricted / Royalties |
| Dedicated Squads | Full-time Senior Engineers | Junior / Shared Resources |
| Post-Launch Warranty | 30 Days Complimentary | Paid Hourly / No SLA |
Launch a functional MVP in 3-4 weeks to secure seed funding and early user traction.
Integrate high-throughput payment routing, automated reconciliation, and KYC OCR.
Modernize legacy codebases into high-availability cloud microservices.
You retain 100% full legal ownership of all code, design files, and IP upon milestone completion.
Yes. We execute a mutual NDA before receiving any requirements or hosting discovery calls.
MVPs start from ₹1,49,000 ($1,999), dedicated engineers start at ₹85,000/mo ($1,200/mo), and enterprise systems range from ₹3,50,000 to ₹10,00,000+.
MVPs take 3 to 4 weeks, while full-scale applications take 6 to 12 weeks depending on complexity.