PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Managing corporate cash flow requires flexible payment tools. PayCred B2B Business Payments allow corporations and SME owners to settle utility bills, professional fees, and operational costs using corporate credit cards. By leveraging interest-free card cycles, businesses can optimize cash flow, preserve capital, and gain up to 45 days of additional working capital, all while tracking expenses and automating reconciliation from an enterprise-grade control panel.
Defer cash outflows by utilizing your credit card billing cycle for large B2B payments.
Aggregate all business payments under a single credit card statement for simplified reconciliation.
Execute hundreds of B2B transactions simultaneously with secure CSV file uploads.
Earn significant cashback, rewards, and corporate airline miles on operational expenses.
Full support for commercial, corporate, and SME business credit cards across networks.
Configure maker-checker workflows to authorize specific team members to initiate and approve B2B payouts.
Integrate transaction feeds directly with major ERP and accounting software like Tally or Zoho Books.
Automatically generate compliant GST-ready invoices and tax receipts for tax deductions.
| Operational Factor | PayCred B2B | Bank Wire / Cheque |
|---|---|---|
| Working Capital Leverage | Up to 45 Days | 0 Days (Immediate Cash Out) |
| Reconciliation Time | Instant / Automated | Manual (Hours/Days) |
| Expense Control | Configurable Corporate Controls | High Fraud Risk |
| Cash Back & Rewards | Earned on every transaction | None |
Pay commercial vendor invoices for offices or warehouses using business credit cards to keep cash reserves liquid.
Pay legal, marketing, consulting, and accounting fees using cards.
Centralize electricity, water, internet, and corporate travel costs under one account.
Yes. PayCred permits businesses to pay vendors, contractors, and landlords using corporate credit cards. The receiver receives funds directly in their bank account via IMPS/NEFT/RTGS.
Limits are based on your credit card limit and account KYC level. Custom high-limit channels are configured for enterprises.
Yes, we support all business, commercial, corporate, and purchasing cards issued in India.