PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Bridge banking portals and core code. PayCred Business Banking Integrations let enterprises connect corporate accounts directly to payout and collection APIs. Initiate transactions, verify balances, and fetch statements securely through major Indian corporate banking pipelines (ICICI, HDFC, Axis, Yes Bank) without logging into bank portals.
Initiate and manage bank transfers across different accounts in a single workspace.
Run settlements and verify transactions via API without sharing banking passwords with employees.
Monitor corporate account balances in real-time before scheduling bulk payouts.
Direct corporate banking integrations secured with API keys and IP whitelisting.
Manage corporate accounts from ICICI, HDFC, Yes Bank, Axis, and State Bank of India.
Authorize high-value API payouts with OTP validations.
Fetch statements and transaction histories instantly.
Test corporate bank integrations securely in sandbox mode.
| Banking Factor | PayCred Integrated Banking | Standard Net Banking |
|---|---|---|
| Multiple Accounts | Unified in one dashboard | Separate logins for each bank |
| API Transaction Control | Full API Access | Rarely provided / manual only |
| Account Monitoring | Real-time via dashboard | Requires manual statement downloads |
| Transaction Uptime | Smart routing across accounts | Dependent on single bank server |
Fintech platforms can disburse loans directly from their corporate accounts via API.
Disburse fast refunds to customers directly from your business accounts.
Process corporate payroll automatically on the 1st of every month.
We support integrations with ICICI Bank, Yes Bank, HDFC Bank, Axis Bank, and IndusInd Bank, with more being added.
Integrations are secured using standard API keys, IP whitelisting, OAuth access, and bank-grade data encryption.
No. You connect your existing corporate bank accounts to the PayCred API.