PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Pay life & health insurance premiums using Credit Card, UPI & Debit Card. Earn card rewards & download instant tax receipts.
Fetch your latest due premium across LIC, HDFC Life, SBI Life, and 30+ insurers in seconds.
Download official digital receipts for income tax proof and insurance audit records.
Prevent policy lapses with real-time settlement acknowledgement directly to insurer servers.
Use any major credit card to maximize reward points and fulfill milestone targets.
Yes, PayCred seamlessly supports Credit Card (Visa, Mastercard, RuPay, Amex), Debit Card, UPI, and Net Banking payments for LIC, ICICI Prudential, HDFC Life, SBI Life, Max Life, Tata AIA, Bajaj Allianz, and 30+ other certified insurers.
Yes! An official BBPS digital tax receipt with transaction reference number, policy details, and timestamp is generated instantly upon payment. You can submit this receipt for income tax exemption under Section 80C (Life Insurance) and Section 80D (Health Insurance).
Yes, as long as your premium payment is made within the insurer's grace period window, PayCred BBPS registers the payment timestamp in real-time, keeping your policy and claim coverage fully active.
Transactions completed via PayCred BBPS are acknowledged instantly by the insurance company server, ensuring zero gaps in your active policy coverage.
Yes! Paying large annual insurance premiums using eligible credit cards allows you to earn reward points and hit annual card fee waiver spend milestones.
No, PayCred follows 100% transparent pricing with zero surprise charges. All convenience fees and breakdown amounts are shown before you authorize the transaction.