PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Compare verified loan offers from top RBI-registered Banks and NBFCs. Apply online in 2 minutes with zero physical paperwork and no impact on your credit score.
Direct Sanction • Leading NBFC
RBI Registered Digital Lender
Multi-Bank Marketplace Aggregator
Trusted Tata Brand Experience
NBFC Partner Krazybee Services
Tech-Driven Instant Lending
Direct Bank Disbursal
Instant transfer in as fast as 10 minutes via IMPS/NEFT
Lowest Interest Rates
Competitive annual rates starting from 9.90% p.a.
100% Digital e-KYC
Paperless Aadhaar OTP & Account Aggregator flow
Zero CIBIL Impact
Soft eligibility inquiries protect your credit score
Calculate your exact monthly installments, interest breakdown, and tax savings for Personal Loans and Home Loans.
From online eligibility check to bank transfer in 3 seamless steps.
Enter your basic contact and income details to view personalized, pre-approved offers.
Verify Aadhaar via instant OTP and securely share bank statement via RBI Account Aggregator.
Review sanction terms, complete digital e-Sign, and funds are disbursed straight into your bank.
Everything you need to know about personal loans on PayCred.
PayCred operates strictly as a Lending Service Provider (LSP)and technology aggregator. PayCred does not lend money directly, nor does it hold, store, or escrow borrower funds. All credit facilities, interest rates, processing fees, underwriting, and loan disbursements are governed and executed directly by RBI-registered regulated entities (Banks & NBFCs).
Partner Regulated Entities (REs): Whizdm Innovations Pvt Ltd (Moneyview) & partner NBFCs, Bajaj Finance Ltd, Tata Capital Financial Services Ltd, Krazybee Services Pvt Ltd (KreditBee), Navi Finserv Ltd, and partner banking institutions. For loan inquiries or grievances, contact our Grievance Redressal Desk at support@paycred.tech.