PayCred
🇮🇳Proudly Made in India
Fast • Secure • 100% RBI Compliant
Fast • Secure • 100% RBI Compliant
Unlock instant payday and multi-bank personal loans from ₹8,000 up to ₹50 Lakhs. With one single application, your profile is evaluated across 30+ RBI-registered lenders for maximum sanction odds.
Apply via PayCred today. Upon successful loan disbursal by any Loan Hub lender, receive an instant ₹250 Cashback credited directly to your PayCred wallet.
Payday Limit
₹8,000 - ₹1 Lakh
Aggregator Limit
Up to ₹50 Lakhs
Approval Speed
2 Minutes
Min. Salary ₹25,000 / mo
Bank-credited salary required (No cash)
Age: 18 to 55 Years
Indian salaried resident
9 Tier-1 Priority Cities
Delhi NCR, Mumbai, Bangalore, Pune, etc.
Family / Shared Living
Residing with family or shared household
Sub-ID tracked application. Complete e-KYC on Loan Hub to secure your funds & ₹250 cashback.
Save time and avoid rejection marks on your credit score by applying across multiple lenders at once.
| Feature | LoanHub India (On PayCred) | Single Traditional Bank |
|---|---|---|
| Lender Network | 30+ Banks & NBFCs at once | Only 1 single bank |
| Approval Rate | 96% High Sanction Match | 40 - 55% (Strict underwriting) |
| Sanction Speed | Instant Sanction in 2 Mins | 3 to 7 working days |
| Borrower Incentive | ₹250 PayCred Wallet Cashback | Zero Cashback / Perks |
| Bureau Score Impact | Zero Impact (Soft Check) | Hard inquiry per bank application |
From online eligibility check to money in your bank in 4 clear steps.
Fill the quick form with PAN & mobile to trigger your Sub-ID attribution.
Loan Hub matches you against 30+ lenders. Select your preferred loan amount and tenure.
Complete paperless Aadhaar OTP verification and e-mandate setup directly in your browser.
Money is credited to your bank account, and ₹250 cashback is credited to your PayCred wallet.
Everything you need to know about the Loan Hub affiliate program on PayCred.
PayCred operates strictly as a technology facilitator and Lending Service Provider (LSP) partnering with Loan Hub India under Cuelinks Campaign #9511 (Channel ID: 329240). PayCred does not disburse loans or make credit underwriting decisions directly. All loans, APRs, and sanction terms are governed exclusively by Loan Hub and its RBI-registered Banks and NBFC partners.