Loan EMI Calculator

Calculate exact monthly installments, total interest outgo, and complete amortization schedules. Toggle between Personal Loans and Home Loans.

Home Loan Amount₹50,00,000

₹5 Lakhs₹2 Crores

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Interest Rate (p.a.)8.4%

8.00% (Repo-Linked)16.00%

Popular Rates:

Loan Tenure20 Years (240 Months)

1 Year30 Years (360M)

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Your Calculated Monthly EMI

₹43,075/ month

Principal: 48%Interest: 52%

Principal Amount₹50,00,000

Total Interest₹53,38,000

Total Amount Payable₹1,03,38,000

Over 20 Years

Annual Tax Savings (First Year)

Under Old Tax Regime, you can save up to ₹93,824 in annual income tax.

Sec 24(b) Interest₹2,00,000

Sec 80C Principal₹1,00,719

EMI Knowledge Base

Frequently Asked Questions About Loan EMIs