Can I pay my loan EMI online using a credit card or debit card?

Yes, PayCred allows you to pay loan EMIs across 20+ NBFCs and banks using credit cards, debit cards, UPI (GPay, PhonePe, Paytm), and Net Banking with instant receipt generation.

Which financial institutions and NBFCs are supported for loan EMI payment?

We support all major Indian lenders including HDFC Bank Loans, ICICI Bank, SBI Loans, Bajaj Finance / Finserv, Tata Capital, Axis Bank, Kotak Mahindra, Aditya Birla Finance, Mahindra Finance, and more through BBPS.

How fast does the loan EMI payment reflect in my loan account?

Payments are processed and confirmed in real time. Your lender receives the settlement notification immediately, and official ledger updates typically occur within a few hours to 1 business day.

Will I get an official receipt for my loan EMI payment?

Yes! Upon successful completion, an official BBPS timestamped digital receipt with unique transaction reference numbers is sent via SMS and email, and is permanently stored in your PayCred passbook.

Can I pay overdue or late loan EMIs on PayCred?

Yes, as long as your lender's BBPS portal accepts payments for the active loan account number, you can clear both standard and overdue loan EMIs directly on PayCred.

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